23 November 2026
AI & Trusted Finance
AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.
Banking Frontier 2026 · International Banking Summit · Amsterdam
Banking Frontier 2026, aligned
23–27 November 2026 at Holiday Inn Amsterdam — Arena Towers. 5 days, 67 published contributors, 49 programme entries, two rooms.
23–27 November 2026
Holiday Inn Amsterdam — Arena Towers
Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Five days, five themes
- AI & Trusted Finance23 November 2026
- Identity & Cyber Resilience24 November 2026
- Payments & Digital Assets25 November 2026
- Customer Growth & Platform Banking26 November 2026
- Future-Proofing Banking 2027–203027 November 2026
In person €2,999
Online €2,390
Both booked only on the organiser’s site.
The five themes, at different spans
24 November 2026
Identity & Cyber Resilience
Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.
25 November 2026
Payments & Digital Assets
Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.
26 November 2026
Customer Growth & Platform Banking
Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.
27 November 2026
Future-Proofing Banking 2027–2030
Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.
Session-linked speakers
Twelve of the 67 people on the published roster. Image and text proportions change with the width of the cell; the facts do not.
Dilek Süzal
Licensed Self-Mastery, Career, Leadership & Business Coach
Dilek Süzal Coaching & Training, Austria
AI & Risk
Alexandre Kech
Executive
Global Legal Entity Identifier Foundation (GLEIF), Germany
Identity & Trust
Vaida Saltenyte
Founder
CXM / ifindbanks.com, Cyprus
Innovation
Gladson Baby
Vice President & Director of Data & AI Enablement
Fifth Third Bank, United States
AI & Risk
Naji Freiha
Managing Partner / Gérant
Konsilium, France
Strategy
Tomas Reytt
Chief Sales Officer CZ & SK
mBank CZ, Czech Republic
Banking
Fabio Turel
Information Technology Strategy Manager
Generali, Switzerland
Strategy
Michał Niwiński
Co-founder and Head of Technology
Computershare, Poland
Innovation
Ara Sargsyan
Director of Digital Banking
Ameriabank CJSC, Armenia
Digital Banking
Carla Sobral
Head of Clients Onboarding
Societe Generale Securities Services, France
Compliance & Risk
Ender Aydin
Digital Solutions Manager
Ziraat Bankası, Turkey
Digital Banking
Dr. Paul Dongha
Head of Responsible AI and AI Strategy
NatWest Group, United Kingdom
AI & Risk
The full programme
23 November 2026 — AI & Trusted Finance
- Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:00
- AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
- AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
- Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
- Scaling AI responsibly: leadership playbook for AI risk & compliance10:00–10:30Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
- AI Governance: mitigating the risks of AI to unlock its true value10:00–10:30Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
- AI-driven banking by 2030: from transformation ambition to measurable execution10:30–11:00Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
- From Process Scans to Scalable Execution: Building Human & Machine Operating Models10:30–11:00Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
- Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.11:00–11:30
- Case study: AI & machine learning in operations and fraud detection12:00–12:30Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
- Human resilience in AI-driven banking12:30–13:00Dilek Süzal · Leadership Coach · BetterUp · Austria
- Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution12:30–13:00Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
- Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.13:00–14:00
- Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.14:00–15:15
- Networking reception Day 1 closes with informal networking and partner meetings.15:15–15:45
24 November 2026 — Identity & Cyber Resilience
- Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
- Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
- Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
- User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
- Custody, governance and operational controls for digital assets10:00–10:30Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
- Continuous identity assurance10:00–10:30Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
- Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.10:30–11:00
- Cloud resilience and concentration risk in regulated banking11:00–11:30Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
- Navigating AI, Operational Resilience and Regulatory Evolution (DORA)11:00–11:30Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
- Fraud accountability: governance, liability and customer-protection controls11:30–12:00Ezra Dulberg · Associate Director · BDO UK · UK
- From compliance cost to competitive advantage: trusted organisational identity12:00–12:30Alexandre Kech · Executive · GLEIF · Germany
- From compliance cost to competitive advantage · in practice12:30–13:00Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
- Case study: DLT and its influence on payments and bank operating models12:30–13:00Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
- Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.13:00–14:00
- Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.14:00–15:00
- Networking reception Day 2 closes.15:00–15:30
25 November 2026 — Payments & Digital Assets
- Chairperson opening08:45–09:00
- Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
- The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
- Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania
- Moving Money — how banks think · the new role of the Chief Payment Officer10:00–10:30Viktoria Soltesz · Founder · PSP Angels · Cyprus
- Open Finance and financial-institution growth · emerging markets, innovation and scale10:30–11:00Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
- Case study: Open Finance · practical lessons and implementation insights10:30–11:00Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
- Networking break Peer exchange on instant payments, wallets and Open Finance.11:00–11:30
- Open Finance strategy · data access and commercial ecosystem design11:30–12:00JP Fabri · Founding Partner · Seed · Malta
- Corporate payment business: PSD3 · instant payments and fraud accountability12:00–12:30Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
- A2A payments and European scale · growth, adoption and cross-border reach12:00–12:30Arash Marandi · Business and Operations · Zaver · Sweden
- Future of digital wallets · bank readiness and customer expectations12:15–12:45Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
- Digital wallets · product design, use cases and ecosystem integration12:15–12:45Yodaly Sierra · Founder & CEO · Eco2wallet · UK
- Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.13:00–14:00
- Wallet risk, payment controls and customer trust at scale13:45–14:15Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
- Future payments landscape · European finance — market outlook and ecosystem implications13:45–14:15Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
- Tokenization infrastructure · architecture, rails and future payments landscape14:15–14:45Thomas Langbein · Chief Commercial Officer · Trever · Germany
- Case study: Future payments landscape · regional insights and commercial adoption14:45–15:15Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
- Tokenized market infrastructure · regulated FMI and operating models14:45–15:15Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
- Networking reception Day 3 closes.15:30–16:30
26 November 2026 — Customer Growth & Platform Banking
- Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
- Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
- AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
- Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
- Omnichannel banking leadership and customer growth in Czech and regional banking09:30–10:00Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
- Lithuanian credit union model: data analysis plus human touch in lending10:00–10:30Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
- No-touch banking and mesh-up finance for non-financial customer pools10:00–10:30Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
- Networking break Peer exchange on customer experience, branch transformation and AI service.10:30–11:00
- Micro-SME growth, digital SME banking and financial inclusion11:00–11:30Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
- Micro-SME banking growth and digital onboarding for entrepreneurs11:00–11:30Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
- Impact investing, sustainable finance and customer value in the next banking cycle11:30–12:00Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
- The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents11:30–12:00Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
- Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation12:00–12:30Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
- How European banks are retooling for platform scale12:00–12:30Margus Simson · Chief Digital Officer · Komerční banka · Czechia
- Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.13:00–14:00
- Stress-aware banking journeys13:45–14:15Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
- Credit risk management and stress testing in an era of trade wars · the AI solution13:45–14:15Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
- Case study: AI in compliance, AI governance and Digital Fraud14:15–14:45Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
- Case study: Agile banking transformation14:15–14:45Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
- Case study: Platform-scale banking14:45–15:15Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
- Customer growth meetings and platform demos14:45–15:15
- Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.15:15–16:00
- Networking reception Day 4 closes.16:00–16:30
27 November 2026 — Future-Proofing Banking 2027–2030
- Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
- Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
- Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
- Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
- Payment systems regulation, consumer protection and future payment rails09:30–10:00Jayne Godfrey · Payment Systems Regulator · UK
- 2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments10:00–10:30Xenia Neofytou · Managing Director · CX Financia · Cyprus
- Networking break Peer exchange on systemic risk, quantum readiness and regulation.10:30–11:00
- Case study: AMLR/AMLA transition and changing supervisory expectations11:00–11:30Speaker TBC
- Moving Money · payment education and market adoption in the next payments cycle11:30–12:00Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
- Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk12:00–12:30Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
- Open finance, AI transformation and digital assets · tech radar12:00–12:30Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
- Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.12:30–13:30
- Future payments and cards: real-time access, transaction handling and service design13:30–14:00Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
- Payment innovation through an investment and market-readiness lens13:30–14:00Stefano Sciacca · Managing Director · Aluna Partners · UK
- Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).14:00–14:45
- Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.14:45–15:15
- Farewell coffee Final delegate conversations and speaker follow-up meetings.15:15–15:45
Attendance matrix
| Five-day in person | Five-day online | |
|---|---|---|
| Standard price | €2,999 | €2,390 |
| Dates | 23–27 November 2026 | 23–27 November 2026 |
| Location | Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands | Remote |
| Rooms | Main Stage (Room A · strategy), Innovation & Implementation (Room B · delivery) | As streamed by the organiser |
| Access | Step-free access; accessible WCs on every floor | Live stream and recordings, as described by the organiser |
| Time zone | Central European Time (CET) | Central European Time (CET) |
| Booking | Official registration | Official registration |
Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment. Nothing on this page reserves, sells or confirms.
Organisations represented in the programme
62 organisations across 31 countries employ someone on the published roster. Employers only — not sponsors, partners or endorsers.
AIC4NL
Ameriabank
BetterUp
Bitpanda
BNP Paribas
BRAC Bank
CIB Bank
Citi
Credit Agricole CIB
DenizBank
Deutsche Bank
DZ BANK
Erste Digital
European Central Bank
Fifth Third Bank
Garanti BBVA
Generali
Intesa Sanpaolo
JPMorgan Chase
KBC Bank Verzekering
Venue and organiser
- Venue
- Holiday Inn Amsterdam — Arena Towers
- Address
- Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
- Station
- Bijlmer ArenA · 4-min walk
- From Schiphol
- Train Schiphol → Bijlmer ArenA, approx. 15 min
- Parking
- P1 ArenA · paid, on-site
- Accessibility
- Step-free access; accessible WCs on every floor
- Registration desk
- Ground floor lobby, signposted on arrival
Daily hours
- Monday 23 November — registration 08:30, start 09:00, Networking reception ends 15:45
- Tuesday 24 November — registration 08:45, start 09:00, Networking reception ends 15:30
- Wednesday 25 November — registration 08:45, start 09:00, Networking reception ends 16:30
- Thursday 26 November — registration 08:45, start 09:00, Networking reception (see live agenda)
- Friday 27 November — registration 08:45, start 09:00, Farewell coffee ends 15:45
Why no session times?
The organiser publishes contributors per day, not a running order. See the official agenda.
Organiser
Zenith-Energie International s.r.o.
Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia
Company ID 02354357 · VAT CZ02354357
info@group-zenith.com · +420 778 647 921
Mon–Fri 09:00–17:00 CET
This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.